FIN DB 2 200-250 words for primary response and 50-100 words response to each students

Learning Goal: I’m working on a finance discussion question and need an explanation and answer to help me learn.

Primary Response: Within the Discussion Board area, write 200–250 words that respond to the following questions with your thoughts, ideas, and comments. This will be the foundation for future discussions by your classmates. Be substantive and clear, and use examples to reinforce your ideas.

For this Discussion Board, please complete the following:

Personal finance is defined as the management of money and financial decisions for a person or family. This includes the following areas:

  • Budgeting
  • Credit management
  • Retirement planning
  • Investments

Pick 1of these areas that you are most interested in learning more about or have seen discussed in the media, and tell us why it is interesting to you.

Responses to Other Students: Respond to at least 2 of your fellow classmates with at least a 50–100-word reply about their Primary Response regarding items you found to be compelling and enlightening. To help you with your discussion, please consider the following question:

  • What differences or similarities do you see between your posting and other classmates’ postings?

For assistance with your assignment, please use your text, Web resources, and all course materials.

Discussion Board Rubric

Expectation Points Possible Points Earned Comments
Application of Learning Material Content: Post demonstrates understanding of Learning Material content. 20
Application of Course Knowledge: Post contributes unique perspectives or insights gleaned from personal experience or examples from discipline. 20
DB Responses: Responds substantively to two posts. Responses encourage interaction in the Discussion Board and classroom community. 20
Organization: Post presents information logically and is clearly relevant to discussion topic. 8
Professional Language: Posts contain accurate grammar, spelling, and punctuation with few or no errors. (APA formatting is not required.) 7
Total Points 75

First student Katrine Delvalle

  • Pick 1 of these areas that you are most interested in learning more about and why is it interesting to you.

I choose budgeting! Better late than never! If your young, my suggestion is getting yourself on a budget plan or you’re going to find yourself in some sort of financial situation in your near future. Be smart!

The main reason I chose budgeting, I never have had a budget in my entire life. Mind you I’m older! You would have thought by now, I would have had one! but to be honest I didn’t care especially when I was younger but as I get older, I find myself always in some sort of financial situation or sitting here rubbing my head as to where did that money go! As my family and friend always said to me, as the years passed, Katrine you should get yourself on a budget plan. As I contemplated the years flew by and here, I am still not on a budget. I believe if I have been on a budget from the time when I was younger. I would be in a better position financially! Now is the time to think about retirement planning not budgeting. As I go through the intellipath I feel I am going to learn a lot from this class in more ways than one. Thank you for reading.

Second student Kayla

I have decided to pick credit management. This is something I could definitely learn something from this. I have been trying to work on building my credit so that I can buy my own house. I know that I’m terrible at keeping my credit up. I know that this is something I need to work on. I’m really hoping with my lifestyle change I’ll be able to work on managing my credit better. In the past I have just assumed that credit was no big deal. Now that I am older though I realize when i was younger I messed up something I would need later in life. Now that I’m older I’m prepared to start managing my time and my credit better. I listen to my father try and explain how I can fix it, but most of the time it flies right over my head. I truly hope to learn more about it in this class and can’t wait to get my own house. The reason i find this interesting because I find it funny one small mess up can mess your whole credit. I really do hope this unit helps me manage my credit better.

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